About this APY calculator
Atal Pension Yojana is a government pension scheme for unorganised sector workers. You choose a guaranteed monthly pension of ₹1,000 to ₹5,000, and the scheme tells you the monthly contribution needed based on your age at entry.
This calculator uses the standard APY contribution chart to estimate your monthly contribution for the chosen pension and age, and the total contributed over the years until 60.
The actual contribution depends on the declared rate and your age. Contributions qualify for tax benefits, and the pension is guaranteed by the government.
Use it to plan a basic retirement income. Starting early lowers the monthly burden. Always confirm current rates and rules with your bank or the PFRDA website.